Business

Business Librarian:
Paul Drezelo, drezelop@colonielibrary.org


Directories and Searches | Exporting | Finance | Small Business | Marketing & Statistics Periodicals | Taxes

Whether you are looking for new business ideas, research results, company finance information, or other business topics, chances are you will find something useful by searching the library data bases. Of particular business interest are: Ebsco’s Academic Source Premier which has thousands of full text periodicals and AtoZdatabase the premier reference and marketing database marketed to Library, Academic, and Government institutions throughout the U.S. This simple, user-friendly, web-based solution provides details on every business and every household within the U.S. On the data base page are also a number of other sites such as Business and Company Resource Center and Consumer Reports.

To get into the data bases you will need your Colonie library card number. If you have trouble getting on to the data bases from home or office, let us know and we will work to correct the problem.


Directories and Searches

AtoZ database: http://www.colonielibrary.org/databases/

This is a library database that can be used in the library or from your computer or device with a Colonie library card. It can do a variety of types of searches such as reverse or map based on many criteria such as sales for companies. You can also download results. A very powerful source.

Canada411http://www.canada411.ca/

This site provides a phone number look up service by person, business, or yellow page entry. To use the site put your mouse pointer over the “411 Plus” in the blue bar at the top. You can limit searches by city and province or search all of Canada. In addition there are links for toll free numbers and postal codes.

Canadian Trade Indexhttp://www.ctidirectory.com/
This site provides a search for Canadian Businesses registered with the site and includes valuable links to other Canadian trade related sites.

Frasers Canadian Trade Directoryhttp://www.frasers.com/
This site replaces the book form of the directory, which seems to have been discontinued. There is no charge to use FRASERS.com. You will need to register, only once, to be able to use FRASERS.com as often as you like. It has company, product and contact information on more than 30,500 companies listed under 22,500 product categories.

Google Patentshttp://www.google.com/patents

Google has done it again by producing a very simply patent search process. Search by patent number or key word. Once you click the link, type your search terms in the box.

Macraes Blue Bookhttp://www.macraesbluebook.com
The library has several Macrae products in print format but this site can be used to search by product key word.

Switchboard – http://www.switchboard.com
Most Internet phone and address sites cannot do a national name search but require a state. This site is an exception. In addition it is able to create maps and directions fairly quickly. This site also allows reverse look-ups by phone number.

Thomas Register of American Manufacturers Home Page – http://www.thomasnet.com/– Online version of the multi-volume register of American manufacturers. One of the best sources of manufacturer information with many company catalogs. Put in the product and it gives you manufacturers of the product.


Exporting

Export.gov – http://www.export.gov/index.asp
Export.gov brings together resources from across the U.S. Government to assist American businesses in planning their international sales strategies and succeed in today’s global marketplace.

The International Trade Administrationhttp://trade.gov/index.asp
U.S. Department of Commerce International Trade Administration. “… dedicated to helping U.S. businesses compete in the global marketplace…”

US International Trade Commission – http://www.usitc.gov/
An information referral service for economists, attorneys, business analysts, policy makers, journalists, and others seeking information related to international trade and investment. TR attempts to collect and classify trade-related information available via the Internet.

US Council For International Business – http://www.uscib.org
United States Council for International Business. Giving business a seat at the table in Promoting an open system of world trade, finance, and investment.

US Census Foreign Trade Classification Schedules http://www.census.gov/foreign-trade/reference/codes/index.html
Government information on Export Commodity Codes, Country & Territory Designations, Customs Districts & Ports, including foreign Ports.

  • Explanation
  • Schedule B: Export Commodity Codes.
  • Schedule C: Country and Territory Designations. (Sorted by:ISO, · Country Name ).
  • Schedule D: U.S. Customs Districts and Ports. ( Sorted by: Port Name ).
  • Schedule K: Foreign Ports. ( Sorted by: Foreign Port Name, Country Name ).
  • Harmonized System Exporting Codes and Classifications
  • Shipper’s Export Declaration

Finance & Investment Internet Sites

Amortization Tableshttp:www.myamortizationchart.com/
Using the form you can create an easy to use and readily printable amotization table — and see a graph of the relative values of payments and interest.

Bank Rates Nationwidehttp://www.bankrate.com
Provides current rates on mortgages, car loans, etc. for major cities (including Albany) nationwide. It also includes a number of useful calculators, such as to find CD values, calculate retirement needs, and loan payments.

CNN Money – http://money.cnn.com/index.html
A complete finaicial site. Provides news and information on mutual funds, money market funds and stocks. Once you’ve looked up a stock using either ticker symbols or keywords you have twelve options including charts, quotes, news, snapshots, analysis, competitors, financials, full reports, management discussion, SEC filings, a profile and the ability to discuss stocks. News story coverage is provided, including older stories. With CNN’s large staff it is able to provide original information and not just “borrow” from other sites.

Deposit Accountshttp://www.depositaccounts.com/
This website lists interest rates and reviews of financial institutions with the stated goal of providing information helpful in finding the best rates of return.

Edgar Securities and Exchange Commissionhttp://www.sec.gov/edgar.shtml
As their web site says, “All companies, foreign and domestic, are required to file registration statements, periodic reports, and other forms electronically through EDGAR. Anyone can access and download this information for free”. Search EDGAR for 10-K’s and other reports filed with the SEC. 10-K’s include audited assessments of companies in addition to company created data and is an important source of information for investors.

Federal Reserve Boardhttp://www.federalreserve.gov/
The site has many areas of interest. For example the Beige Book report includes economic conditions for each area of the country and a summary section.

How Stuff Works – http://money.howstuffworks.com/money-economics-basics-channel.htm
A money & economic basic library. Money and Economics Basics articles provide information about economic fundamentals. Learn about the economy on their Money and Economics Basics Channel.

Loan Amortization Schedule – www.loanamortizationschedule.org/
A single page site that loooks like a simple tool for printing out loan amortization schedules. We’ll see if it turns into something else or is expanded.

MarketWatchhttp://www.marketwatch.com/
What used to be a CBS product is now under the Dow Jones Banner. One of the strengths of this site is the news. Obviously the company has access to the news and is a powerhouse in the financial information arena. Features include a broad range of personal finance, including such things as home mortgages, insurance and on-line banking. It has recently added an IPO watch section.

Medicare.comhttp://www.medicare.gov/
Use this site to find out the rules, the payments, and choices. You can also shop for heath plans, locate supplemental Medi-gap coverage, compare nursing homes, and view many related publications.

Multiple Listing Service: http://www.mls.com/
This search portal for homes allows a search by location including, city and state, zip code, and county.

Nolohttp://www.nolo.com/index.cfm
Nolo is a premiere publisher of legal and financial guides and the library has many, if not most of their books. The books cover topics such as wills and estate planning in addition to social security, health planning and business topics. In addition to listing books on all these topics the web site also provides questions and answers and short articles on all the topics.

New York State Tax and Financehttp://www.tax.ny.gov/
Here is the site for the New York State tax forms. In addition there is information on electronic filing, publications, tax penalties and interest calculator, direct deposit, and a practitioner’s guidebook.

Senior Citizen Exemption on Property Tax: NYS Office of Real Property Services – http://www.colonie.org/assessor/#star
Besides information on the Star program there is also information regarding assessment and many other real property issues.

Social Security Online – http://www.ssa.gov/SSA_Home.html
You can get a copy of your social security statement showing your estimated future benefits on-line. You can also peruse the social security bulletin, a good source of information about social security and its rules and regulations. The site also has other good feature such as Medicare and Supplemental Income information.

Thrall – http://www.thrall.org/special/economy.html
A website with basic information about how different aspects of the economy functions. It also has some good links to economic indicators and a host of other aspects of the economy.

Treasury Directhttp://www.fiscal.treasury.gov/
TreasuryDirect is the first and only financial services website that lets you buy and redeem securities directly from the U.S. Department of the Treasury in paperless electronic form. You enjoy the flexibility of managing your savings portfolio online as your needs and financial circumstances change – all the time knowing your money is backed by the full faith of the U.S. government.

U.S. Internal Revenue Service: Forms and Publicationshttp://www.irs.gov/formspubs/index.html
The site provides the U.S. forms and the publications back to 1992. Also includes regulations issued since 1995. You can also view the US Code in its entirety.

Yahoo! Financehttp://quote.yahoo.com
Many sites are currently providing basic investment tools but this is the most popular. Perhaps that is because it provides a lot of basic information without making you look on too many pages to get it. It has been criticized for some for putting too much on a page but once you get used to it is seems more efficient.


Small Business

Albany-Colonie Regional Chamber of Commerce – http://www.ac-chamber.org/ Wide variety of services for business of all sizes. See the site for membership benefits, economic development in the Capital District, and links to member home pages and the on-line version Visions, the chamber monthly magazine.

Business Owner’s Toolkithttp://www.toolkit.com/
This site provides a combination of informational materials and guidance. The main features of the site are pay per use materials such as credit reports, laws, company information, and patents.

Colonie Chamber of Commerce – http://www.coloniechamber.org/
The chamber’s web site provides information on upcoming programs and a way to search for members.

Entrepreneur – http://www.entrepreneur.com/
Entrepreneur.com is the website of the popular trade publication of the same name and provides articles and videos on a large variety of topics for entrepreneurs including marketing, legal, and innovation information.

Franchise Centerhttp://www.franchisesolutions.com/index.cfm
While this site has an advertising feel to it, it does supply a fair number of franchise opportunities. If you compare it to the entry in “Bond’s Franchise Guide” (R658.8 BON) found on the library business index table, you will find that the information in the book is much more complete. But this is available on-line all the time.

How to Write a Business Planhttp://www.discoverbusiness.us/business-plans/#1
C
overs all the major steps of writing a business plan including sources or needed information.

New York Loves Small Businesshttp://www.nylovessmallbiz.com//home.asp
As the introduction by Governor Pataki states, “this is New York State’s one-stop shop for small businesses looking to start or expand in our State.” It also has a well organized set of help files and recommendations for growing your business. You can also view award wining pamphlet, “A Guide to Owning and Operating a Small Business in New York State” in pdf format.

New York State Contract Reporter – http://www.nyscr.org/Public/Index.aspx
The NYSCR is New York’s official publication state procurement opportunities from state agencies, public authorities and public benefit corporations. The NYSCR is now free of charge for general access. You just need to register to get a user name and password.

New York State Small Business Development Center – http://www.nyssbdc.org/
The NYS/SBDC provides counseling for all the phases of business start up. Sponsored in part by the U.S. Small Business Administration and the State of New York — and administered by the State University of New York, the City University of New York, and certain private universities — the NYS/SBDC is comprised of 23 full-time offices (along with over twenty additional outreach centers).

The New York State License Center – http://licensecenter.ny.gov/
New York State’s Online Permit Assistance and Licensing website covers not only autos but also if you want to start a new business or expand your current business, this site will help you find the New York State business permits you may need.

Retail Council of New York Statehttp://www.retailcouncilnys.com/
Retail Council represents some 5,000 member stores of all size and variety. They offer a wide range of money-saving group benefit programs to their members, as well as aggressive, respected legislative representation in the State Capitol.

Score: Counselor’s to America’s Small Business – http://northeastny.score.org/
Score stands for service core of retired executives. This is a local group which provides one on one counseling and educational materials (some materials available in the library reference area). Visit their online site for home access and additional information.

Small Business Administrationhttp://www.sbaonline.sba.gov/
The web site of the SBA. Special sections on starting, financing and expanding a business and there is also a number of online publications, including financing and business plan workbooks.

Tech Valley – http://www.techvalley.org/
This web site was set up after more than 300 local business leaders came together on April 25th, 2001 for a Technology Summit. The site promotes and describes the m any high tech initiatives both on-going and planned. It is sponsored by the Albany-Colonie Regional Chamber and includes noteworthy news and a calendar of events. The main value of the site, however, is its description of local initiatives such as the local incubator programs and the stories.


 

Marketing /Statistics

Agency Compilehttp://www.agencycompile.com
If you would like to find out which ad agency is handling a certain company, or vide versa) this is your site. Or, if you are looking for an agency to handle a business by type of business, say your type of business, this is also a good place to start.

American Marketing Associationhttp://www.marketingpower.com/
AMA’s website includes information on marketing careers, publications, local chapters, events, and marketing resources. The news section is interesting in its own right.

Bureau of Labor Statisticshttp://www.bls.gov/
If you are looking for government statistics, you will find a lot right here. The main page includes links to about 100 sources cataloged by subject. Inflation and consumer spending, productivity and demographics are three of the categories. You can also find less well known topics such as worker injuries, illnesses, and fatalities by occupation. A good site to browse around.

Capital District Regional Planning Commission http://www.cdrpc.org/
CDRPC provides graphs, statistics, and analysis of the local population, employment, wages, sales, and taxes. The site provides statistical guidance for regional planning and always features new publications..

Census, Bureau of the, U.Shttp://www.census.gov/
With each census more data is in electronic format and less in paper. In 1992 there were 65,000 pages of economic census data and in 1997 6,500. While national and state level statistics have always been available at the library, the interesting data for localities and counties has been sketchy. The on-line version goes a long way towards changing that. In some cases data is available by zip code. Most data is at least available by county. And then there are the tid bits to add some spice for example the mean travel time to work in 1973 was 22.4 minutes. The census of population contains variables related to sex, race, and education. The census of housing gives data on another group of categories such as rooms and population per household. The economic census breaks down major industry areas by standard industrial classifications. For example in the 12205 area code in 1992 there were two fruit and vegetable markets, four hardware stores, and 48 home and home furnishing stores.

Consumer Prices Indexes Home Pagehttp://www.bls.gov/cpi/
Maintained by the Bureau of Labor Statistics here is an online source of up to date CPI numbers. statistics for regions are included by not SMA’s.

Cornell’s Program on Applied Demographicshttp://pad.human.cornell.edu/index.cfm
A nice collection of demographic links, maps, and tables on New York and New York Counties.

ESRIhttp://www.esri.com/data/esri_data/ziptapestry
This site provides an area code profile for neighborhoods, including lifestyle segmentation , income, age, and population density pages.

FAB New York at Homehttp://www.nylovesnano.com/
The Capital Regional is home to some pretty impressive high tech operations. This site gives industry location information, industry information, back ground on the technology development efforts, regional strengths, and more. As they say on the site Fa b New York at Home is designed to increase community knowledge and involvement. Monthly publications and fact sheets, as well as local news articles, can be viewed below or a hard copy can be mailed upon request.

FedStats http://fedstats.sites.usa.gov/
A general index to Federal Statistics

Economic Indicatorshttp://www.census.gov/economic-indicators/
Provides the full release of component economic indicators. Economic Indicators.gov is brought to you by the Economics and Statistics Administration at the U.S. Department of Commerce. Our mission is to provide timely access to the daily releases of key economic indicators from the Bureau of Economic Analysis and the U.S. Census Bureau. If you would rather browse all indicators by date or download the entire print publication: www.gpoaccess.gov/indicators/browse.html

Gallop Organization http://www.gallup.com/
The most famous polls come from Gallop. Their site brings you news, polls of recent and current events and cataloged poll results. Also includes some social polls such as the poll showing 16% of Americans read the comics daily and that 63% of Americans drink coffee.

New York State Department of Laborhttp://www.labor.state.ny.us/
An important statistical site for labor statistics and job information. The site is useful to both businesses and employees. There are forms, regulations, education, and training information. Statistics can also be pulled out by areas in the state.

New York Statistical Yearbook http://www.rockinst.org/nys_statistics/
Now at the Rockefeller Institute of Government in Albany, the same volume we have used for years with about 700 pages of tables and graphs of statistics on a wide range of topics for New York State is available here.

New York Times Mapping the Censushttp://projects.nytimes.com/census/2010/map
Browse population growth and decline, changes in racial and ethnic concentrations and patterns of housing development from every county I the us or overall using a colorful codes U.S. map. And, the best part is that if you click on an area and put in a zip code you can see statistics for the census tracks with a mouseover.

Reference for Businesshttp://www.referenceforbusiness.com/business-plans/ includes volumes 1-11 volumes of the 30 volume hardback set in our Library Reference Collection.

University of Michigan Documents Centerhttp://guides.lib.umich.edu/cat.php?cid=1471l
Access a broad range of government statistical data here. Access has been set up by both major categories, minor categories as well as a Google search. Topics range from abortion to world governments.

US Dept. of Commerce. Regional Economic Accountshttp://www.bea.gov/regional/
The BEA regional economic accounts provide statistics about: Gross Domestic Product (GDP) for states and metropolitan areas.Personal Income for states, counties, metropolitan areas, micropolitan areas, metropolitan divisions and combined statistical areas, and BEA economic areas. Also available: Employment, compensation, wage and salary disbursements, personal current transfer receipts, personal current taxes, farm income and expenses, and per capita personal income statistics.

United States Patent and Trademark Office (USPTO)http://www.uspto.gov/
The Federal agency for granting U.S. patents and registering trademarks. In doing this, the USPTO fulfills the mandate of Article I, Section 8, Clause 8, of the Constitution that the Executive branch “promote the progress of science and the useful arts by securing for limited times to inventors the exclusive right to their respective discoveries.


 

Periodicals: A Selection that have significant content for no cost.

Capital District Business Reviewhttp://albany.bizjournals.com/albany/
If you want to get the complete edition to the Business Review, you still need to subscribed to the print edition, but the on-line version does give selected coverage. Perhaps more importantly, at least for the library, you can search back issues on this site. If you need to go back beyond 1997, you can still search the libraries print index and use the microfilm.

Forbeshttp://www.forbes.com/
One of the premier business magazines, Forbes has also created a helpful website. It includes news, up to date stock commentary, those often quote lists of richest people and largest companies, and much more. Note especially the financial information available on companies. Put in a ticker symbol and get a variety of reports, simple to read but with more detail than I’ve seen elsewhere.

Inc.Comhttp://www.inc.com/
A magazine especially for small business owners. The site includes articles from the hard copy magazine and much more. Check out the research section where you can analyze any zip code on a large variety of variables. For example on an educational level the Albany-Schenectady-Troy area ranks 13th out of 318 areas. Also has advice and articles related to starting and running a business.

Red Herring: The Business of Technologyhttp://www.redherring.com/
This is one of the new Internet related periodicals. It covers companies, trends, and the economics of e-commerce. Major sections include: Inside Tech, Investor News, IPO’s, Industries, Companies, and Special Reports. Also provides free portfolio and stock tracking and analysis. Includes a very innovative stock analysis tool called Stockmaster.


 

Taxes

Internal Revenue Service: Forms and Publicationshttp://www.irs.gov/formspubs/index.html
The site provides the U.S. forms and the publications back to 1992. Also includes regulations issued since 1995. You can also view the US Code in its entirety.

New York State Tax and Financehttp://www.tax.ny.gov/
Here is the site for the New York State tax forms. In addition there is information on electronic filing, publications, tax penalties and interest calculator, direct deposit, and a practitioner’s guidebook.

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